Third-party
vs Comprehensive
Know the difference before you buy car insurance
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What is Third-Party Insurance?
Covers damage to others (people, vehicles, property) Doesn’t cover your own car
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What is Comprehensive Insurance?
Covers third-party + own car damage Covers theft, fire, natural disasters
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Comprehensive
Third-party
Higher premium, full protection
Cheaper (mandatory by law)
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Which One Should You Choose?
If your car is old – Third-party may be enough If your car is new or expensive – Go Comprehensive
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