Motor Insurance – Secure Your Ride with Bima Karwalo
What is Motor Insurance?
Motor Insurance is a legal contract between you and an insurance provider that protects you from financial losses arising from vehicle accidents, theft, fire, and third-party liabilities.
Whether it’s your car, bike, or commercial vehicle, having the right coverage is not just a legal formality — it’s your safety net on the road.
Types of Motor Insurance We Offer
Private Vehicle Insurance
Covers personal vehicles like cars and two-wheelers — ideal for individuals and families seeking affordable yet comprehensive protection.
Commercial Vehicle Insurance
For businesses and transport operators, covering vehicles used for goods or passenger transport.
Types of Coverage Available
- Third-Party Liability Insurance Mandatory coverage for injury or property damage to others.
- Comprehensive Insurance Covers your vehicle and third-party liabilities, plus theft and natural disasters.
- Standalone Own Damage Cover For those who already have third-party cover but want to protect their own vehicle.
- Add-On Covers Zero depreciation, roadside assistance, engine protection, return to invoice, and more.
Why Motor Insurance is Important?
- Protects you financially against accidents, theft, and natural disasters.
- Covers third-party liabilities (damage to other people or property).
- Provides peace of mind when you’re on the road.
- Mandatory under the Motor Vehicles Act to have at least third-party cover.