Welcome to bimakarwalo.in (referred to as “we”, “our”, “us”, or “BimaKarwalo”). By accessing or using this website, you agree to be bound by the following Terms and Conditions. If you do not agree, please do not use the website.
1. About Us
BimaKarwalo is a personal insurance information and assistance platform operated by a registered insurance agent. We do not sell insurance policies directly online. This website is used only for informational purposes and lead generation.
2. Purpose of This Website
This website is intended to:
- Educate visitors about types of insurance (Motor, Life, Health, General, etc.)
- Showcase services offered by the agent
- Provide general advice and insurance-related content
- Enable customers to contact us for a consultation or quote
No policy can be purchased directly through this website. All transactions are carried out via the insurer or licensed intermediary with whom the agent is affiliated.
3. No Guarantee or Offer
The information provided on this website does not constitute an offer or solicitation to buy any insurance policy. The final decision to purchase any product rests solely with the user, and the policy is subject to the terms, conditions, and approval of the respective insurer.
4. Accuracy of Information
While we strive to ensure that all content is accurate and up to date, we make no warranties or guarantees, express or implied, regarding the completeness or accuracy of any information presented on the website.
Users are encouraged to verify product details with the respective insurance provider.
5. Third-Party Links
Our website may contain links to third-party websites such as insurance companies or aggregator platforms. These are provided for convenience only. We do not control or endorse their content and are not responsible for their policies or practices.
6. User Responsibilities
By using this website, you agree:
- To provide accurate contact information when filling out forms
- Not to misuse or attempt to harm the website in any way
- To use this site only for lawful purposes
7. Privacy & Data Usage
We collect only basic information (such as name, phone, city) for lead generation and communication. Please refer to our Privacy Policy for more details on how we handle your data.
8. Copyright & Trademarks
All content, logos, text, and graphics on this website are the intellectual property of BimaKarwalo, unless otherwise stated. Unauthorized copying or misuse is prohibited.
9. Limitation of Liability
We shall not be held liable for any direct or indirect damages arising out of your use of this website or reliance on its content. All decisions related to insurance must be made after reviewing official documents and consulting with a licensed advisor.
10. Changes to Terms
BimaKarwalo reserves the right to update or change these terms at any time without notice. Users are advised to revisit this page periodically.
11. Contact
For any queries regarding these terms or services offered:
📧 Email: bimakarwalo786@gmail.com